For many Americans, the phrase “stimulus check” evokes memories of the financial aid received during the most difficult times of the pandemic. Now, the discussion has reignited—and with even greater intensity. Following the news of a potential fourth $2,000 stimulus check, people are asking: will everyone receive one?
Let’s take a closer look at what’s happening, who might be eligible, and what steps you need to take.
Why is there talk of a fourth stimulus package now?
By the fall of 2025, inflation is still a major concern. Some economic indicators have stabilized, but ordinary American families are still struggling with rising rents, higher grocery prices, energy costs, and student loan payments.
To address these issues, lawmakers have proposed a fourth stimulus package—this time, a one-time $2,000 check—to provide relief to average Americans facing ongoing financial pressures.
This proposed payment is part of a broader economic relief package aimed at helping low- and middle-income families, seniors, and those with fixed or limited incomes.
But unlike previous stimulus packages, this one will not be automatically distributed to everyone.
So… will Everyone Receive The $2,000 Stimulus Payment?
Short answer: No, not everyone.
Currently, there are eligibility criteria for the proposed $2,000 check—similar to those for previous payments. While nothing is certain until the law is passed and the IRS issues detailed guidelines, the eligibility criteria are expected to be something like this:
Who can receive the $2,000 stimulus check?
U.S. citizens and legal residents
- Must have a valid Social Security Number (SSN) or Taxpayer Identification Number (TIN)
- Must be a U.S. citizen or legal permanent resident
Eligibility based on income (according to 2024 tax return)
- Single filers with income up to $75,000
- Married couples filing jointly with income up to $150,000
- Head of household filers with income up to $112,500
Even if your income is slightly above these thresholds, you may still receive some payment. For every $100 of income above the limit, the payment will be reduced by $5.
Senior citizens, veterans, and those with fixed incomes
Many American citizens who receive Social Security, SSI, SSDI, or VA benefits may be eligible—especially if their total income falls within the specified limits.
If you are retired or receiving benefits, you likely won’t need to do anything—the IRS, in coordination with the Social Security Administration, will automatically issue the payment.
Who is not eligible for the payment?
- High-income individuals whose income exceeds the specified limit
- Individuals who have not filed their 2024 tax return and are not registered with the IRS
- Some non-citizens or temporary residents who do not have a valid SSN or TIN
- Individuals who are listed as dependents on someone else’s tax return
When can the $2,000 checks be sent out?
If approved, the IRS is expected to begin issuing payments in late 2025 or early 2026. The timeline is likely to be similar to previous stimulus rounds:
- Direct deposits will be issued first to those with updated bank information on file with the IRS.
- Paper checks or prepaid debit cards will be mailed shortly thereafter.
Once payments begin, the IRS may relaunch its “Get My Payment” tool to help people track the status of their payments.
What you can do now
While the payment hasn’t been finalized yet, you can take some steps to prepare:
File your 2023 tax return
Your eligibility for the payment depends on your previous tax return. If you haven’t filed it yet—even if you don’t usually file—do so as soon as possible.
Update your direct deposit information
Make sure the IRS has your correct bank account information. This is the fastest way to receive any payments.
Be wary of scams
The IRS will never call, text, or email you to request payment or personal information. Check IRS.gov or official government channels for updates.
What are lawmakers saying?
While it’s widely acknowledged that many Americans are still struggling, the debate over a fourth stimulus package continues in Congress. Some lawmakers view it as essential relief, while others are concerned about the national debt and inflation.
Nevertheless, support is growing for passing legislation that provides targeted relief to struggling Americans, particularly in states with high costs of living.
